Financials in USD. Standardized financial statements.
A compact view of how Santander Bank Polska S.A. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $17.86B | $16.07B | $21.25B | $15.19B | $9.39B | $9.55B | $11.19B | $9.65B | $8.95B | $8.87B |
| Revenue Growth? | +11.2% | -24.4% | +39.9% | +61.6% | -1.6% | -14.6% | +16.0% | +7.8% | +0.9% | 0.0% |
| Cost of Revenue? | $5.05B | $4.36B | $5.29B | $2.89B | $356.77M | $969.01M | $1.88B | $1.47B | $1.25B | $1.29B |
| Gross Profit? | $12.81B | $15.34B | $15.95B | $12.30B | $9.04B | $8.58B | $9.31B | $8.17B | $7.70B | $7.58B |
| Gross Margin? | +71.7% | +95.5% | +75.1% | +81.0% | +96.2% | +89.9% | +83.2% | +84.7% | +86.0% | +85.4% |
| Operating Expenses? | $4.68B | $8.10B | $9.10B | $7.95B | $6.98B | $6.70B | $6.06B | $4.75B | $4.36B | $4.46B |
| Operating Income? | $8.26B | $7.23B | $6.85B | $4.35B | $2.06B | $1.88B | $3.24B | $3.42B | $3.34B | $3.12B |
| EBITDA? | $8.86B | $7.88B | $7.42B | $4.88B | $2.64B | $2.47B | $3.87B | $3.76B | $3.65B | $3.40B |
| Income Before Tax | $8.14B | $7.27B | $6.85B | $4.35B | $2.06B | $1.88B | $3.24B | $3.42B | $3.34B | $3.12B |
| Income Tax Expense | $1.72B | $2.02B | $1.90B | $1.34B | $805.42M | $643.72M | $800.49M | $727.14M | $816.71M | $737.96M |
| Net Income? | $6.47B | $5.21B | $4.83B | $2.80B | $1.11B | $1.04B | $2.14B | $2.36B | $2.21B | $2.17B |
| EPS? | $63.32 | $51.01 | $47.28 | $27.39 | $10.88 | $10.16 | $20.95 | $23.72 | $22.29 | $21.84 |
| Diluted EPS? | $63.32 | $51.01 | $47.28 | $27.39 | $10.88 | $10.15 | $20.92 | $23.68 | $22.28 | $21.80 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality