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Berkshire Hills Bancorp, Inc.
BHLBFinancial ServicesNYSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $832.79M | 10.8% | $89.94M | $30.81M | N/A |
| 2027 | $1.08B | 10.8% | $116.11M | $39.78M | $36.16M |
| 2028 | $1.39B | 10.8% | $149.90M | $51.36M | $42.44M |
| 2029 | $1.79B | 10.8% | $193.52M | $66.30M | $49.81M |
| 2030 | $2.31B | 10.8% | $249.84M | $85.59M | $58.46M |
| 2031 | $2.99B | 10.8% | $322.54M | $110.50M | $68.61M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.03 | 2025-12-31 |
| EPS growth | -28.5% | Forecast years: 5 |
| Future EPS | $0.192 | EPS × (1 + G)^5 |
| Base P/E | 25.7 | P/E |
| Future price | $4.947 | Future EPS × P/E |
| Fair value today | $3.071 | PV @ 10.0% |
| 30% safety price | $2.15 | Margin of safety |
| 50% safety price | $1.536 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $36.959 | $38.77 | $41.24 |
| 10.0% | $35.149 | $36.484 | $38.23 |
| 11.0% | $33.726 | $34.742 | $36.03 |