Financials in USD. Standardized financial statements.
A compact view of how Berkshire Hills Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $832.79M | $646.11M | $619.08M | $456.19M | $419.37M | $474.85M | $592.16M | $539.76M | $429.02M | $345.20M |
| Revenue Growth? | +28.9% | +4.4% | +35.7% | +8.8% | -11.7% | -19.8% | +9.7% | +25.8% | +24.3% | 0.0% |
| Cost of Revenue? | $0 | $286.35M | $239.25M | $53.66M | $37.40M | $168.88M | $179.67M | $135.15M | $85.14M | $65.53M |
| Gross Profit? | $0 | $359.76M | $379.83M | $402.53M | $381.47M | $305.97M | $413.84M | $404.61M | $343.89M | $279.67M |
| Gross Margin? | 0.0% | +55.7% | +61.4% | +88.2% | +91.0% | +64.4% | +69.9% | +75.0% | +80.2% | +81.0% |
| Operating Expenses? | $832.79M | $280.25M | $301.51M | $288.72M | $232.95M | $839.00M | $288.51M | $266.43M | $252.68M | $202.22M |
| Operating Income? | $0 | $79.52M | $78.32M | $113.82M | $149.02M | -$533.03M | $123.98M | $138.18M | $91.20M | $77.45M |
| EBITDA? | $1.41M | $91.10M | $91.59M | $128.53M | $165.26M | -$514.93M | $140.69M | $153.56M | $104.20M | $88.77M |
| Income Before Tax | $121.86M | $79.52M | $78.32M | $113.82M | $149.02M | -$533.03M | $123.98M | $138.18M | $91.20M | $77.45M |
| Income Tax Expense | $31.59M | $18.51M | $8.72M | $21.29M | $30.36M | -$19.85M | $22.46M | $28.96M | $42.09M | $18.78M |
| Net Income? | $90.27M | $61.00M | $69.60M | $92.53M | $118.66M | -$533.02M | $97.45M | $105.77M | $55.25M | $58.67M |
| EPS? | $1.03 | $1.44 | $1.61 | $2.03 | $2.41 | $-10.60 | $1.98 | $2.30 | $1.40 | $1.89 |
| Diluted EPS? | $1.03 | $1.43 | $1.60 | $2.02 | $2.39 | $-10.60 | $1.97 | $2.29 | $1.39 | $1.88 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality