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Banco Santander, S.A.
BCDRFFinancial ServicesOTCES
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $119.89B | 11.8% | $14.15B | $71.94B | N/A |
| 2027 | $125.29B | 11.8% | $14.78B | $75.17B | $68.34B |
| 2028 | $130.93B | 11.8% | $15.45B | $78.56B | $64.92B |
| 2029 | $136.82B | 11.8% | $16.14B | $82.09B | $61.68B |
| 2030 | $142.98B | 11.8% | $16.87B | $85.79B | $58.59B |
| 2031 | $149.41B | 11.8% | $17.63B | $89.65B | $55.66B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $0.90 | 2025-12-31 |
| EPS growth | +21.6% | Forecast years: 5 |
| Future EPS | $2.393 | EPS × (1 + G)^5 |
| Base P/E | 11.3 | P/E |
| Future price | $27.039 | Future EPS × P/E |
| Fair value today | $16.789 | PV @ 10.0% |
| 30% safety price | $11.752 | Margin of safety |
| 50% safety price | $8.395 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $74.577 | $84.892 | $98.958 |
| 10.0% | $64.115 | $71.72 | $81.664 |
| 11.0% | $55.86 | $61.65 | $68.985 |