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American Express Company
AXPFinancial ServicesNYSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $80.46B | 13.5% | $10.86B | $16.01B | N/A |
| 2027 | $64.37B | 13.5% | $8.69B | $12.81B | $11.65B |
| 2028 | $51.50B | 13.5% | $6.95B | $10.25B | $8.47B |
| 2029 | $41.20B | 13.5% | $5.56B | $8.20B | $6.16B |
| 2030 | $32.96B | 13.5% | $4.45B | $6.56B | $4.48B |
| 2031 | $26.37B | 13.5% | $3.56B | $5.25B | $3.26B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $15.38 | 2025-12-31 |
| EPS growth | +9.8% | Forecast years: 5 |
| Future EPS | $24.545 | EPS × (1 + G)^5 |
| Base P/E | 23.7 | P/E |
| Future price | $581.72 | Future EPS × P/E |
| Fair value today | $361.20 | PV @ 10.0% |
| 30% safety price | $252.84 | Margin of safety |
| 50% safety price | $180.60 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $86.617 | $95.829 | $108.39 |
| 10.0% | $76.951 | $83.743 | $92.625 |
| 11.0% | $69.267 | $74.438 | $80.989 |