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Aviva plc
AV.LFinancial ServicesLSEGB
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | £58.51B | 1.8% | £1.05B | -£2.98B | N/A |
| 2027 | £60.38B | 1.8% | £1.09B | -£3.08B | -£2.80B |
| 2028 | £62.31B | 1.8% | £1.12B | -£3.18B | -£2.63B |
| 2029 | £64.31B | 1.8% | £1.16B | -£3.28B | -£2.46B |
| 2030 | £66.37B | 1.8% | £1.19B | -£3.38B | -£2.31B |
| 2031 | £68.49B | 1.8% | £1.23B | -£3.49B | -£2.17B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | £0.27 | 2025-12-31 |
| EPS growth | +12.5% | Forecast years: 5 |
| Future EPS | £0.487 | EPS × (1 + G)^5 |
| Base P/E | 18.9 | P/E |
| Future price | £9.196 | Future EPS × P/E |
| Fair value today | £5.71 | PV @ 10.0% |
| 30% safety price | £3.997 | Margin of safety |
| 50% safety price | £2.855 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | -£1,039.135 | -£1,196.872 | -£1,411.968 |
| 10.0% | -£878.959 | -£995.254 | -£1,147.333 |
| 11.0% | -£752.549 | -£841.097 | -£953.258 |