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American Riviera Bancorp
ARBVFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $69.08M | 18.0% | $12.43M | $9.19M | N/A |
| 2027 | $75.99M | 18.0% | $13.68M | $10.11M | $9.19M |
| 2028 | $83.59M | 18.0% | $15.05M | $11.12M | $9.19M |
| 2029 | $91.94M | 18.0% | $16.55M | $12.23M | $9.19M |
| 2030 | $101.14M | 18.0% | $18.20M | $13.45M | $9.19M |
| 2031 | $111.25M | 18.0% | $20.03M | $14.80M | $9.19M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $2.18 | 2025-12-31 |
| EPS growth | +45.3% | Forecast years: 5 |
| Future EPS | $14.118 | EPS × (1 + G)^5 |
| Base P/E | 11 | P/E |
| Future price | $155.30 | Future EPS × P/E |
| Fair value today | $96.43 | PV @ 10.0% |
| 30% safety price | $67.501 | Margin of safety |
| 50% safety price | $48.215 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $64.929 | $69.01 | $74.576 |
| 10.0% | $60.806 | $63.816 | $67.751 |
| 11.0% | $57.557 | $59.848 | $62.751 |