Financials in USD. Standardized financial statements.
A compact view of how American Riviera Bancorp turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $69.08M | $64.25M | $46.59M | $52.13M | $43.62M | $37.64M | $33.53M | $28.06M | $23.37M | $22.31M |
| Revenue Growth? | +7.5% | +37.9% | -10.6% | +19.5% | +15.9% | +12.3% | +19.5% | +20.0% | +4.8% | 0.0% |
| Cost of Revenue? | $18.69M | $19.30M | $68,000 | $3.08M | $1.29M | $4.23M | $5.05M | $3.39M | $0 | $0 |
| Gross Profit? | $50.39M | $44.95M | $46.52M | $49.05M | $42.34M | $33.40M | $28.47M | $24.67M | $23.37M | $22.31M |
| Gross Margin? | +72.9% | +70.0% | +99.9% | +94.1% | +97.1% | +88.8% | +84.9% | +87.9% | +100.0% | +100.0% |
| Operating Expenses? | $34.30M | $32.65M | $23.47M | $30.29M | $25.96M | $23.06M | $19.57M | $16.34M | $4.11M | $3.89M |
| Operating Income? | $16.08M | $12.30M | $23.12M | $18.76M | $16.38M | $10.34M | $8.90M | $8.34M | $7.70M | $8.09M |
| EBITDA? | $16.08M | $13.56M | $16.26M | $19.97M | $17.98M | $11.53M | $9.94M | $9.14M | $566,000 | $7.85M |
| Income Before Tax | $16.08M | $12.30M | $14.50M | $18.76M | $16.38M | $10.34M | $8.90M | $8.34M | $7.70M | $7.03M |
| Income Tax Expense | $3.64M | $3.56M | $3.99M | $5.26M | $4.55M | $2.96M | $2.51M | $2.45M | $4.16M | $2.90M |
| Net Income? | $12.45M | $8.74M | $10.51M | $13.49M | $11.83M | $7.38M | $6.39M | $5.89M | $3.54M | $4.13M |
| EPS? | $2.18 | $1.50 | $1.82 | $2.38 | $2.09 | $1.32 | $1.19 | $1.21 | $0.73 | $0.87 |
| Diluted EPS? | $2.18 | $1.50 | $1.82 | $2.38 | $2.09 | $1.32 | $1.19 | $1.21 | $0.73 | $0.87 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality