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Affirm Holdings, Inc.
AFRMTechnologyNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $3.22B | 1.6% | $51.59M | $602.97M | N/A |
| 2027 | $4.00B | 1.6% | $64.08M | $748.88M | $680.80M |
| 2028 | $4.97B | 1.6% | $79.58M | $930.11M | $768.69M |
| 2029 | $6.18B | 1.6% | $98.84M | $1.16B | $867.92M |
| 2030 | $7.67B | 1.6% | $122.76M | $1.43B | $979.96M |
| 2031 | $9.53B | 1.6% | $152.47M | $1.78B | $1.11B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $0.15 | 2025-06-30 |
| EPS growth | +60.0% | Forecast years: 5 |
| Future EPS | $1.573 | EPS × (1 + G)^5 |
| Base P/E | 427.7 | P/E |
| Future price | $672.71 | Future EPS × P/E |
| Fair value today | $417.70 | PV @ 10.0% |
| 30% safety price | $292.39 | Margin of safety |
| 50% safety price | $208.85 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $41.556 | $48.935 | $58.998 |
| 10.0% | $34.164 | $39.605 | $46.719 |
| 11.0% | $28.349 | $32.491 | $37.738 |