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The Adirondack Trust Company
ADKTFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $94.76M | 16.1% | $15.26M | $0.00 | N/A |
| 2027 | $104.23M | 16.1% | $16.78M | $0.00 | $0.00 |
| 2028 | $114.65M | 16.1% | $18.46M | $0.00 | $0.00 |
| 2029 | $126.12M | 16.1% | $20.31M | $0.00 | $0.00 |
| 2030 | $138.73M | 16.1% | $22.34M | $0.00 | $0.00 |
| 2031 | $152.60M | 16.1% | $24.57M | $0.00 | $0.00 |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $198.44 | 2025-12-31 |
| EPS growth | +26.9% | Forecast years: 5 |
| Future EPS | $653.04 | EPS × (1 + G)^5 |
| Base P/E | 4 | P/E |
| Future price | $2,612.15 | Future EPS × P/E |
| Fair value today | $1,621.94 | PV @ 10.0% |
| 30% safety price | $1,135.36 | Margin of safety |
| 50% safety price | $810.97 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $5,572.58 | $5,572.58 | $5,572.58 |
| 10.0% | $5,572.58 | $5,572.58 | $5,572.58 |
| 11.0% | $5,572.58 | $5,572.58 | $5,572.58 |