Financials in USD. Standardized financial statements.
A compact view of how The Adirondack Trust Company turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $94.76M | $66.77M | $66.65M | $69.93M | $66.77M | $64.33M | $63.20M | $59.59M | $54.28M | $51.21M |
| Revenue Growth? | +41.9% | +0.2% | -4.7% | +4.7% | +3.8% | +1.8% | +6.1% | +9.8% | +6.0% | 0.0% |
| Cost of Revenue? | $19.50M | $0 | $12.05M | $2.10M | $1.12M | $10.72M | $3.88M | $2.72M | $2.34M | $2.33M |
| Gross Profit? | $75.25M | $66.77M | $66.65M | $67.83M | $65.65M | $53.61M | $59.32M | $56.87M | $51.94M | $48.88M |
| Gross Margin? | +79.4% | +100.0% | +100.0% | +97.0% | +98.3% | +83.3% | +93.9% | +95.4% | +95.7% | +95.4% |
| Operating Expenses? | $55.58M | $51.46M | $49.37M | $46.23M | $46.28M | $35.65M | $12.28M | $11.49M | $11.74M | $12.25M |
| Operating Income? | $19.68M | $15.31M | $17.28M | $21.59M | $19.36M | $10.60M | $16.52M | $15.94M | $11.88M | $9.59M |
| EBITDA? | $19.68M | $15.23M | $51.73M | $0 | -$27.81M | $10.60M | $0 | $0 | $2.68M | $0 |
| Income Before Tax | $19.68M | $15.23M | $17.28M | $21.59M | $19.36M | $10.60M | $16.52M | $15.94M | $11.88M | $9.59M |
| Income Tax Expense | $4.42M | $3.20M | $3.78M | $5.07M | $5.00M | $2.29M | $3.76M | $3.64M | $4.25M | $2.91M |
| Net Income? | $15.26M | $12.03M | $13.49M | $16.53M | $14.37M | $8.31M | $12.76M | $12.30M | $7.64M | $6.68M |
| EPS? | $198.44 | $156.41 | $175.48 | $214.95 | $186.90 | $108.17 | $166.07 | $160.15 | $99.85 | $87.39 |
| Diluted EPS? | $198.44 | $156.41 | $175.48 | $214.95 | $186.90 | $108.17 | $166.07 | $160.15 | $99.85 | $87.39 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality