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The Hartford Financial Services Group, Inc.
0J3H.LFinancial ServicesLSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $28.26B | 13.6% | $3.84B | $5.76B | N/A |
| 2027 | $29.30B | 13.6% | $3.99B | $5.98B | $5.43B |
| 2028 | $30.39B | 13.6% | $4.13B | $6.20B | $5.12B |
| 2029 | $31.51B | 13.6% | $4.29B | $6.43B | $4.83B |
| 2030 | $32.68B | 13.6% | $4.44B | $6.67B | $4.55B |
| 2031 | $33.89B | 13.6% | $4.61B | $6.91B | $4.29B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $13.32 | 2025-12-31 |
| EPS growth | +28.5% | Forecast years: 5 |
| Future EPS | $46.668 | EPS × (1 + G)^5 |
| Base P/E | 10.2 | P/E |
| Future price | $476.01 | Future EPS × P/E |
| Fair value today | $295.57 | PV @ 10.0% |
| 30% safety price | $206.90 | Margin of safety |
| 50% safety price | $147.78 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $271.69 | $305.18 | $350.85 |
| 10.0% | $237.70 | $262.39 | $294.68 |
| 11.0% | $210.87 | $229.67 | $253.49 |