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Aflac Incorporated
0H68.LFinancial ServicesLSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $17.16B | 21.2% | $3.64B | $2.56B | N/A |
| 2027 | $17.42B | 21.2% | $3.69B | $2.60B | $2.36B |
| 2028 | $17.68B | 21.2% | $3.75B | $2.63B | $2.18B |
| 2029 | $17.95B | 21.2% | $3.80B | $2.67B | $2.01B |
| 2030 | $18.22B | 21.2% | $3.86B | $2.71B | $1.85B |
| 2031 | $18.49B | 21.2% | $3.92B | $2.76B | $1.71B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $6.82 | 2025-12-31 |
| EPS growth | -29.3% | Forecast years: 5 |
| Future EPS | $1.205 | EPS × (1 + G)^5 |
| Base P/E | 16.2 | P/E |
| Future price | $19.516 | Future EPS × P/E |
| Fair value today | $12.118 | PV @ 10.0% |
| 30% safety price | $8.483 | Margin of safety |
| 50% safety price | $6.059 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $63.507 | $71.343 | $82.029 |
| 10.0% | $55.537 | $61.315 | $68.87 |
| 11.0% | $49.245 | $53.644 | $59.216 |