Financials in USD. Standardized financial statements.
A compact view of how Zurich Insurance Group AG turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $88.17B | $86.05B | $78.10B | $44.76B | $69.54B | $58.92B | $71.85B | $47.20B | $64.04B | $67.33B |
| Revenue Growth? | +2.5% | +10.2% | +74.5% | -35.6% | +18.0% | -18.0% | +52.2% | -26.3% | -4.9% | 0.0% |
| Cost of Revenue? | $0 | $2.38B | $2.39B | $10.99B | $9.21B | $8.76B | $8.87B | $8.56B | $9.04B | $8.54B |
| Gross Profit? | $88.17B | $83.66B | $75.71B | $33.77B | $60.33B | $50.16B | $62.98B | $38.64B | $55.01B | $58.80B |
| Gross Margin? | +100.0% | +97.2% | +96.9% | +75.5% | +86.8% | +85.1% | +87.7% | +81.9% | +85.9% | +87.3% |
| Operating Expenses? | $78.08B | $75.20B | $69.25B | $28.40B | $53.28B | $44.77B | $56.87B | $33.53B | $49.88B | $53.48B |
| Operating Income? | $10.09B | $8.47B | $6.46B | $5.37B | $7.05B | $5.39B | $6.10B | $5.11B | $5.13B | $5.32B |
| EBITDA? | $11.39B | $9.82B | $7.77B | $6.57B | $8.36B | $6.71B | $7.47B | $6.41B | $6.47B | $6.53B |
| Income Before Tax | $10.09B | $8.46B | $6.46B | $5.37B | $7.05B | $5.39B | $6.10B | $5.11B | $5.13B | $5.32B |
| Income Tax Expense | $2.85B | $2.26B | $1.74B | $1.08B | $1.62B | $1.32B | $1.72B | $1.13B | $1.82B | $1.84B |
| Net Income? | $6.83B | $5.81B | $4.35B | $3.96B | $5.20B | $3.83B | $4.15B | $3.72B | $3.00B | $3.21B |
| EPS? | $2.40 | $2.02 | $0.75 | $0.67 | $0.88 | $1.29 | $1.40 | $1.26 | $1.00 | $1.08 |
| Diluted EPS? | $2.37 | $2.01 | $0.75 | $0.67 | $0.87 | $1.28 | $1.38 | $1.24 | $0.99 | $1.07 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality