Financials in USD. Standardized financial statements.
A compact view of how Wintrust Financial Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $4.23B | $3.97B | $3.33B | $2.21B | $1.86B | $1.90B | $1.79B | $1.52B | $1.26B | $1.13B |
| Revenue Growth? | +6.7% | +19.2% | +50.7% | +18.6% | -1.9% | +6.0% | +17.5% | +20.7% | +11.7% | 0.0% |
| Cost of Revenue? | $1.60B | $1.62B | $1.17B | $330.67M | $91.26M | $467.33M | $384.09M | $240.74M | $144.16M | $124.35M |
| Gross Profit? | $2.63B | $2.35B | $2.16B | $1.88B | $1.77B | $1.43B | $1.41B | $1.28B | $1.12B | $1.00B |
| Gross Margin? | +62.2% | +59.3% | +64.8% | +85.0% | +95.1% | +75.4% | +78.5% | +84.2% | +88.6% | +89.0% |
| Operating Expenses? | $1.51B | $1.40B | $1.31B | $1.18B | $1.13B | $1.04B | $925.21M | $821.82M | $727.06M | $672.63M |
| Operating Income? | $1.12B | $947.09M | $845.08M | $700.55M | $637.80M | $389.78M | $480.10M | $460.13M | $390.00M | $331.85M |
| EBITDA? | $1.21B | $1.05B | $929.85M | $782.63M | $739.59M | $486.15M | $568.46M | $527.80M | $453.10M | $385.00M |
| Income Before Tax | $1.12B | $947.09M | $845.08M | $700.55M | $637.80M | $389.78M | $480.10M | $460.13M | $390.00M | $331.85M |
| Income Tax Expense | $294.56M | $252.04M | $222.46M | $190.87M | $171.65M | $96.79M | $124.40M | $116.97M | $132.31M | $124.98M |
| Net Income? | $823.84M | $695.04M | $622.63M | $509.68M | $466.15M | $292.99M | $355.70M | $343.17M | $257.68M | $206.88M |
| EPS? | $11.58 | $10.47 | $9.72 | $8.14 | $7.69 | $4.72 | $6.11 | $5.95 | $4.53 | $3.83 |
| Diluted EPS? | $11.56 | $10.31 | $9.58 | $8.02 | $7.58 | $4.68 | $6.03 | $5.86 | $4.40 | $3.66 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality