Financials in USD. Standardized financial statements.
A compact view of how World Acceptance Corporation turns revenue into operating income and net income.
| Metric | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $585.74M | $564.84M | $573.21M | $616.55M | $585.19M | $527.99M | $590.03M | $544.54M | $502.67M | $490.82M |
| Revenue Growth? | +3.7% | -1.5% | -7.0% | +5.4% | +10.8% | -10.5% | +8.4% | +8.3% | +2.4% | 0.0% |
| Cost of Revenue? | $3.19M | $169.22M | $205.21M | $309.93M | $219.63M | $111.94M | $207.63M | $166.36M | $136.71M | $140.60M |
| Gross Profit? | $582.56M | $395.63M | $368.01M | $306.62M | $365.55M | $416.05M | $382.40M | $378.18M | $365.96M | $350.22M |
| Gross Margin? | +99.5% | +70.0% | +64.2% | +49.7% | +62.5% | +78.8% | +64.8% | +69.4% | +72.8% | +71.4% |
| Operating Expenses? | $312.47B | $237.12M | $268.60M | $279.47M | $299.98M | $304.64M | $347.49M | $288.30M | $269.11M | $244.27M |
| Operating Income? | $95.26M | $158.50M | $99.41M | $27.15M | $65.58M | $111.40M | $34.91M | $89.88M | $96.85M | $105.95M |
| EBITDA? | $95.26M | $164.97M | $110.30M | $38.06M | $77.25M | $123.82M | $47.07M | $98.01M | $105.18M | $113.36M |
| Income Before Tax | $45.82M | $111.98M | $99.41M | $27.15M | $65.58M | $111.40M | $34.91M | $89.88M | $96.85M | $105.95M |
| Income Tax Expense | $10.80M | $22.24M | $22.06M | $5.91M | $11.66M | $23.12M | $6.75M | $15.98M | $47.76M | $38.16M |
| Net Income? | $35.01M | $89.74M | $77.35M | $21.23M | $53.92M | $88.28M | $28.16M | $37.24M | $53.69M | $73.60M |
| EPS? | $6.97 | $16.54 | $13.45 | $3.69 | $8.88 | $13.59 | $3.66 | $4.01 | $6.11 | $8.45 |
| Diluted EPS? | $6.97 | $16.30 | $13.19 | $3.60 | $8.47 | $13.23 | $3.54 | $4.01 | $5.99 | $8.38 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality