Financials in GBp. Standardized financial statements.
A compact view of how Vanquis Banking Group plc turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | £605.70M | £458.50M | £599.20M | £539.50M | £534.60M | £615.40M | £579.60M | £621.40M | £1.12B | £1.10B |
| Revenue Growth? | +32.1% | -23.5% | +11.1% | +0.9% | -13.1% | +6.2% | -6.7% | -44.5% | +1.6% | 0.0% |
| Cost of Revenue? | £284.90M | £236.30M | £313.80M | £58.80M | £53.00M | £223.40M | £470.00M | £468.20M | £541.00M | £0 |
| Gross Profit? | £320.80M | £222.20M | £325.00M | £480.70M | £478.70M | £392.00M | £109.60M | £153.20M | £578.30M | £1.10B |
| Gross Margin? | +53.0% | +48.5% | +54.2% | +89.1% | +89.5% | +63.7% | +18.9% | +24.7% | +51.7% | +100.0% |
| Operating Expenses? | £163.70M | £594.80M | £800,000 | £1.00M | £336.50M | £0 | £460.60M | £531.60M | £766.20M | £675.90M |
| Operating Income? | £157.10M | £34.40M | £324.20M | £177.30M | £213.00M | £87.70M | £128.80M | £90.70M | -£1.32B | £425.60M |
| EBITDA? | £174.00M | £0 | £159.40M | £205.40M | £0 | £0 | £0 | £0 | -£78.80M | £454.20M |
| Income Before Tax | £8.30M | -£136.30M | -£4.40M | £110.10M | £142.20M | -£37.00M | £119.00M | £97.30M | -£123.00M | £343.90M |
| Income Tax Expense | £300,000 | -£17.00M | £1.60M | £27.80M | £7.60M | £0 | £42.60M | £32.00M | £11.40M | £81.00M |
| Net Income? | £8.70M | -£119.30M | -£6.00M | £77.40M | -£32.10M | -£83.40M | £76.40M | £65.30M | -£134.40M | £262.90M |
| EPS? | £0.03 | £-0.47 | £-0.02 | £0.31 | £-0.13 | £-0.33 | £0.30 | £0.25 | £-0.66 | £1.33 |
| Diluted EPS? | £0.03 | £-0.47 | £-0.02 | £0.31 | £-0.13 | £-0.33 | £0.30 | £0.25 | £-0.92 | £1.32 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality