Financials in USD. Standardized financial statements.
A compact view of how United Overseas Bank Limited turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $26.08B | $13.37B | $13.01B | $10.97B | $9.13B | $7.62B | $10.03B | $9.11B | $8.85B | $8.06B |
| Revenue Growth? | +95.1% | +2.7% | +18.6% | +20.1% | +19.8% | -24.0% | +10.1% | +2.9% | +9.8% | 0.0% |
| Cost of Revenue? | $13.35B | $0 | $0 | $4.52B | $1.82B | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $12.73B | $13.37B | $13.01B | $11.58B | $9.13B | $7.62B | $10.03B | $9.11B | $8.85B | $8.06B |
| Gross Margin? | +48.8% | +100.0% | +100.0% | +105.5% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $7.08B | $4.08B | $3.92B | $5.79B | $4.85B | $2.96B | $4.47B | $4.00B | $4.03B | $3.70B |
| Operating Income? | $5.65B | $7.95B | $9.10B | $7.65B | $6.22B | $4.67B | $5.16B | $4.81B | $4.19B | $3.77B |
| EBITDA? | $6.40B | $0 | $0 | $6.32B | $5.43B | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax | $5.65B | $7.15B | $6.86B | $5.79B | $4.94B | $3.54B | $5.17B | $4.83B | $4.21B | $3.78B |
| Income Tax Expense | $961.28M | $1.09B | $1.14B | $1.20B | $850.00M | $606.00M | $812.54M | $805.33M | $800.11M | $668.97M |
| Net Income? | $4.68B | $6.04B | $5.71B | $4.57B | $4.08B | $2.92B | $4.34B | $4.01B | $3.39B | $3.10B |
| EPS? | $2.76 | $3.56 | $3.33 | $2.69 | $2.39 | $1.69 | $2.60 | $2.41 | $2.05 | $1.92 |
| Diluted EPS? | $2.75 | $3.54 | $3.33 | $2.68 | $2.38 | $1.68 | $2.60 | $2.40 | $2.05 | $1.91 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality