Financials in USD. Standardized financial statements.
A compact view of how United Tennessee Bankshares, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $12.21M | $11.42M | $10.08M | $8.12M | $7.24M | $7.64M | $8.10M | $7.78M | $7.45M | $7.18M |
| Revenue Growth? | +7.0% | +13.3% | +24.2% | +12.2% | -5.2% | -5.7% | +4.0% | +4.5% | +3.7% | 0.0% |
| Cost of Revenue? | $4.74M | $5.07M | $3.01M | $1.04M | $1.22M | $2.00M | $1.97M | $1.27M | $1.03M | $995,530 |
| Gross Profit? | $7.48M | $6.35M | $7.07M | $7.08M | $6.01M | $5.63M | $6.13M | $6.51M | $6.41M | $6.18M |
| Gross Margin? | +61.2% | +55.6% | +70.2% | +87.2% | +83.1% | +73.8% | +75.7% | +83.6% | +86.1% | +86.1% |
| Operating Expenses? | $5.11M | $4.90M | $4.75M | $4.46M | $4.19M | $4.24M | $4.29M | $4.23M | $4.17M | $4.08M |
| Operating Income? | $2.37M | $1.45M | $2.32M | $2.61M | $1.82M | $1.39M | $1.84M | $2.28M | $2.24M | $2.10M |
| EBITDA? | $2.47M | $1.56M | $2.43M | $2.73M | $1.93M | $1.53M | $1.98M | $2.42M | $2.38M | $2.24M |
| Income Before Tax | $2.37M | $1.45M | $2.32M | $2.61M | $1.82M | $1.39M | $1.84M | $2.28M | $2.24M | $2.10M |
| Income Tax Expense | $416,856 | $226,794 | $437,907 | $504,342 | $299,425 | $208,684 | $336,663 | $439,101 | $1.01M | $604,141 |
| Net Income? | $1.95M | $1.23M | $1.88M | $2.11M | $1.52M | $1.19M | $1.50M | $1.84M | $1.23M | $1.50M |
| EPS? | $2.65 | $1.64 | $2.50 | $2.81 | $1.97 | $1.40 | $1.76 | $2.17 | $1.46 | $1.78 |
| Diluted EPS? | $2.65 | $1.64 | $2.50 | $2.81 | $1.97 | $1.40 | $1.76 | $2.17 | $1.46 | $1.78 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality