Financials in USD. Standardized financial statements.
A compact view of how Umpqua Holdings Corporation turns revenue into operating income and net income.
| Metric | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $121.53M | $1.28B | $1.29B | $1.26B | $1.22B | $1.14B | $1.14B | $1.15B | $949.00M | $525.16M |
| Revenue Growth? | -90.5% | -1.4% | +3.0% | +3.2% | +7.0% | -0.6% | -0.1% | +20.7% | +80.7% | 0.0% |
| Cost of Revenue? | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $121.53M | $1.28B | $1.29B | $1.26B | $1.22B | $1.14B | $1.14B | $1.15B | $949.00M | $525.16M |
| Gross Margin? | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $6.54M | -$717.80M | -$2.75B | -$787.69M | -$665.99M | -$717.47M | -$713.06M | -$740.11M | -$671.50M | -$336.25M |
| Operating Income? | $426.70M | $558.16M | -$1.46B | $468.90M | $551.20M | $420.17M | $431.75M | $405.36M | $277.51M | $188.91M |
| EBITDA? | $556.88M | $562.68M | -$1.45B | $474.52M | $603.54M | $478.14M | $491.01M | $456.95M | $311.38M | $207.18M |
| Income Before Tax | $450.58M | $558.16M | -$1.46B | $468.90M | $422.69M | $341.95M | $365.70M | $347.13M | $228.82M | $151.03M |
| Income Tax Expense | $113.83M | $137.86M | $67.00M | $114.81M | $106.42M | $95.94M | $132.76M | $124.59M | $81.30M | $52.67M |
| Net Income? | $336.75M | $420.30M | -$1.52B | $354.10M | $316.26M | $246.02M | $232.94M | $222.54M | $147.52M | $98.36M |
| EPS? | $1.55 | $1.92 | $-6.92 | $1.61 | $1.43 | $1.12 | $1.06 | $1.01 | $0.79 | $0.88 |
| Diluted EPS? | $1.55 | $1.91 | $-6.92 | $1.60 | $1.43 | $1.11 | $1.05 | $1.01 | $0.79 | $0.88 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality