Financials in USD. Standardized financial statements.
A compact view of how United Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $47.50M | $43.98M | $40.90M | $31.74M | $30.41M | $34.54M | $30.92M | $24.95M | $21.10M | $20.32M |
| Revenue Growth? | +8.0% | +7.5% | +28.9% | +4.4% | -12.0% | +11.7% | +23.9% | +18.2% | +3.9% | 0.0% |
| Cost of Revenue? | $15.51M | $15.02M | $10.56M | $2.32M | $1.34M | $8.07M | $7.03M | $3.48M | $1.86M | $2.08M |
| Gross Profit? | $31.99M | $28.96M | $30.34M | $29.43M | $29.07M | $26.47M | $23.89M | $21.48M | $19.24M | $18.23M |
| Gross Margin? | +67.4% | +65.8% | +74.2% | +92.7% | +95.6% | +76.6% | +77.3% | +86.1% | +91.2% | +89.7% |
| Operating Expenses? | $23.72M | $21.67M | $20.85M | $19.89M | $18.39M | $17.89M | $16.48M | $16.40M | $13.65M | $13.07M |
| Operating Income? | $8.27M | $7.29M | $9.49M | $9.54M | $10.68M | $8.58M | $7.41M | $5.08M | $5.59M | $5.16M |
| EBITDA? | $9.26M | $8.52M | $10.64M | $10.70M | $11.97M | $9.89M | $8.60M | $6.10M | $6.51M | $5.98M |
| Income Before Tax | $8.27M | $7.29M | $9.49M | $9.54M | $10.68M | $8.58M | $7.41M | $5.08M | $5.59M | $5.16M |
| Income Tax Expense | $516,647 | -$107,000 | $541,000 | $879,000 | $1.23M | $629,000 | $599,000 | $800,000 | $2.04M | $1.58M |
| Net Income? | $7.75M | $7.40M | $8.95M | $8.66M | $9.45M | $7.95M | $6.81M | $4.28M | $3.55M | $3.58M |
| EPS? | $1.41 | $1.27 | $1.57 | $1.51 | $1.62 | $1.38 | $1.19 | $0.82 | $0.71 | $0.72 |
| Diluted EPS? | $1.34 | $1.27 | $1.57 | $1.51 | $1.62 | $1.38 | $1.19 | $0.82 | $0.71 | $0.71 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality