Financials in USD. Standardized financial statements.
A compact view of how United Bancorporation of Alabama, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $89.83M | $92.60M | $84.45M | $59.02M | $55.18M | $43.91M | $37.99M | $35.24M | $27.39M | $24.61M |
| Revenue Growth? | -3.0% | +9.6% | +43.1% | +6.9% | +25.7% | +15.6% | +7.8% | +28.7% | +11.3% | 0.0% |
| Cost of Revenue? | $20.14M | $18.67M | $8.54M | $5.74M | $4.70M | $5.76M | $4.92M | $3.68M | $0 | $0 |
| Gross Profit? | $69.69M | $73.92M | $75.91M | $53.28M | $50.49M | $38.15M | $33.07M | $31.56M | $27.39M | $24.61M |
| Gross Margin? | +77.6% | +79.8% | +89.9% | +90.3% | +91.5% | +86.9% | +87.0% | +89.6% | +100.0% | +100.0% |
| Operating Expenses? | $44.97M | $37.83M | $34.94M | $29.26M | $26.54M | $22.77M | $20.61M | $18.66M | $6.12M | $5.55M |
| Operating Income? | $24.71M | $36.09M | $40.97M | $24.02M | $23.94M | $15.38M | $12.46M | $12.91M | $6.38M | $5.17M |
| EBITDA? | $24.71M | $37.50M | $42.40M | $25.59M | $25.42M | $16.69M | $13.43M | $13.68M | $7.15M | $6.04M |
| Income Before Tax | $24.71M | $36.09M | $40.97M | $24.02M | $23.94M | $15.38M | $12.46M | $12.91M | $6.38M | $5.17M |
| Income Tax Expense | $5.04M | $8.09M | $9.43M | $5.34M | $5.41M | $3.20M | $2.68M | $2.92M | $2.88M | $1.63M |
| Net Income? | $19.67M | $28.00M | $31.54M | $18.68M | $18.53M | $12.17M | $9.78M | $9.99M | $3.50M | $3.54M |
| EPS? | $5.23 | $7.65 | $8.81 | $5.11 | $4.87 | $3.22 | $2.86 | $4.09 | $1.44 | $1.47 |
| Diluted EPS? | $5.23 | $7.65 | $8.81 | $5.11 | $4.87 | $3.22 | $2.86 | $4.09 | $1.44 | $1.47 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality