Financials in USD. Standardized financial statements.
A compact view of how The Travelers Companies, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $48.83B | $46.43B | $41.37B | $36.90B | $34.82B | $31.98B | $31.58B | $30.28B | $28.90B | $27.63B |
| Revenue Growth? | +5.2% | +12.2% | +12.1% | +6.0% | +8.9% | +1.3% | +4.3% | +4.8% | +4.6% | 0.0% |
| Cost of Revenue? | $27.22B | $34.03B | $32.44B | $28.37B | $25.34B | $23.90B | $23.73B | $22.67B | $21.63B | $19.05B |
| Gross Profit? | $21.61B | $12.40B | $8.93B | $8.53B | $9.47B | $8.09B | $7.85B | $7.61B | $7.27B | $8.57B |
| Gross Margin? | +44.3% | +26.7% | +21.6% | +23.1% | +27.2% | +25.3% | +24.8% | +25.1% | +25.2% | +31.0% |
| Operating Expenses? | $13.81B | $6.22B | $5.56B | $5.17B | $5.02B | $4.85B | $4.71B | $4.65B | $4.54B | $4.52B |
| Operating Income? | $7.80B | $6.18B | $3.37B | $3.35B | $4.46B | $3.24B | $3.14B | $2.96B | $2.73B | $4.05B |
| EBITDA? | $8.90B | $7.29B | $4.47B | $4.53B | $5.67B | $4.37B | $4.25B | $4.12B | $3.91B | $5.24B |
| Income Before Tax | $7.80B | $6.18B | $3.37B | $3.35B | $4.46B | $3.24B | $3.14B | $2.96B | $2.73B | $4.05B |
| Income Tax Expense | $1.51B | $1.18B | $380.00M | $512.00M | $796.00M | $540.00M | $516.00M | $438.00M | $674.00M | $1.04B |
| Net Income? | $6.29B | $5.00B | $2.99B | $2.84B | $3.66B | $2.70B | $2.62B | $2.52B | $2.06B | $3.01B |
| EPS? | $27.84 | $21.76 | $12.93 | $11.91 | $14.63 | $10.56 | $10.01 | $9.44 | $7.39 | $10.39 |
| Diluted EPS? | $27.43 | $21.47 | $12.79 | $11.77 | $14.49 | $10.52 | $9.92 | $9.35 | $7.33 | $10.28 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality