Financials in USD. Standardized financial statements.
A compact view of how Tompkins Financial Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $578.94M | $431.65M | $303.36M | $324.74M | $316.63M | $324.94M | $333.57M | $322.81M | $292.55M | $269.05M |
| Revenue Growth? | +34.1% | +42.3% | -6.6% | +2.6% | -2.6% | -2.6% | +3.3% | +10.3% | +8.7% | 0.0% |
| Cost of Revenue? | $143.88M | $143.08M | $92.18M | $23.83M | $15.31M | $46.20M | $52.12M | $43.73M | $29.62M | $26.42M |
| Gross Profit? | $435.07M | $288.56M | $211.18M | $300.90M | $301.33M | $278.73M | $281.46M | $279.08M | $262.93M | $242.63M |
| Gross Margin? | +75.1% | +66.9% | +69.6% | +92.7% | +95.2% | +85.8% | +84.4% | +86.5% | +89.9% | +90.2% |
| Operating Expenses? | $210.21M | $195.59M | $199.05M | $191.19M | $186.75M | $181.07M | $178.60M | $174.84M | $167.68M | $156.11M |
| Operating Income? | $224.86M | $92.98M | $12.12M | $109.71M | $114.57M | $97.67M | $102.86M | $104.24M | $95.24M | $86.52M |
| EBITDA? | $224.86M | $92.98M | $12.12M | $109.71M | $114.57M | $109.34M | $114.58M | $115.56M | $105.44M | $95.44M |
| Income Before Tax | $224.86M | $92.98M | $12.12M | $109.71M | $114.57M | $97.67M | $102.86M | $104.24M | $95.24M | $86.52M |
| Income Tax Expense | $63.78M | $22.00M | $2.50M | $24.56M | $25.18M | $19.92M | $21.02M | $21.80M | $42.62M | $27.05M |
| Net Income? | $161.07M | $70.85M | $9.51M | $85.03M | $89.26M | $77.59M | $81.72M | $82.31M | $52.49M | $59.34M |
| EPS? | $11.30 | $4.98 | $0.66 | $5.92 | $6.08 | $5.22 | $5.39 | $5.39 | $3.46 | $3.94 |
| Diluted EPS? | $11.24 | $4.97 | $0.66 | $5.89 | $6.05 | $5.20 | $5.37 | $5.35 | $3.43 | $3.91 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality