Financials in USD. Standardized financial statements.
A compact view of how Terme Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2021 | FY 2014 | FY 2002 | FY 2001 | FY 2000 | FY 1999 | FY 1998 | FY 1997 | FY 1996 | FY 1995 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $140,000 | $10.56M | $27.29M | $41.37M | $31.70M | $25.98M | $35.73M | $33.85M | $30.27M | $18.47M |
| Revenue Growth? | -98.7% | -61.3% | -34.0% | +30.5% | +22.0% | -27.3% | +5.5% | +11.8% | +63.9% | 0.0% |
| Cost of Revenue? | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $140,000 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Margin? | +100.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses? | $90,587 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating Income? | $49,412 | $9.10M | -$18.91M | -$2.18M | -$2.90M | -$74,000 | $746,000 | $946,000 | $2.47M | $2.41M |
| EBITDA? | $49,412 | $9.10M | -$18.91M | -$2.18M | -$2.90M | -$74,000 | $746,000 | $946,000 | $2.47M | $2.41M |
| Income Before Tax | $49,412 | $9.10M | -$18.78M | -$2.18M | $5.67M | $12,000 | $1.72M | $946,000 | $1.68M | $2.41M |
| Income Tax Expense | $0 | $0 | -$9.04M | -$2.44M | $1.23M | -$336,000 | -$208,000 | $123,000 | $343,000 | $667,000 |
| Net Income? | $49,412 | $9.10M | -$12.30M | -$637,000 | $4.33M | $514,000 | $531,000 | $823,000 | $1.33M | $1.74M |
| EPS? | $0.00 | $0.05 | $-7.17 | $-0.37 | $2.16 | $0.26 | $0.27 | $0.43 | $0.00 | $0.00 |
| Diluted EPS? | $0.00 | $0.05 | $-7.17 | $-0.37 | $2.00 | $0.25 | $0.26 | $0.39 | $0.90 | $1.24 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality