Time Finance plc

Time Finance plc, a company based in Bath, UK, offers a comprehensive suite of financial solutions to individuals and businesses across the United Kingdom. Its operations are structured into four key divisions: Asset Finance, Vehicle Finance, Loan Finance, and Invoice Finance. The firm's diverse portfolio encompasses vendor financing, hire purchase agreements, finance leases, and asset-backed lending. It also extends various business loan options—including unsecured, secured, and VAT-related facilities—alongside property funding solutions such as second-charge mortgages, bridging facilities, and bespoke buy-to-let financing. Historic offerings included COVID-19 business support programs, in addition to its comprehensive vehicle finance provisions. Founded in 2000, the entity rebranded as Time Finance plc in December 2020, having previously traded as 1pm plc.