Financials in USD. Standardized financial statements.
A compact view of how TFS Financial Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $791.96M | $758.78M | $633.35M | $433.14M | $444.65M | $508.55M | $502.55M | $464.58M | $428.84M | $413.39M |
| Revenue Growth? | +4.4% | +19.8% | +46.2% | -2.6% | -12.6% | +1.2% | +8.2% | +8.3% | +3.7% | 0.0% |
| Cost of Revenue? | $472.99M | $454.12M | $326.85M | $142.94M | $148.72M | $216.03M | $206.67M | $151.10M | $113.10M | $110.03M |
| Gross Profit? | $318.97M | $304.66M | $306.50M | $290.20M | $295.93M | $292.52M | $295.88M | $313.48M | $315.75M | $303.37M |
| Gross Margin? | +40.3% | +40.2% | +48.4% | +67.0% | +66.6% | +57.5% | +58.9% | +67.5% | +73.6% | +73.4% |
| Operating Expenses? | $204.26M | $204.35M | $213.13M | $198.15M | $195.84M | $192.27M | $193.67M | $192.31M | $182.40M | $181.00M |
| Operating Income? | $114.72M | $100.31M | $93.37M | $92.05M | $100.09M | $100.25M | $102.21M | $121.16M | $133.34M | $122.36M |
| EBITDA? | $137.76M | $119.35M | $111.48M | $119.09M | $132.66M | $133.06M | $125.16M | $146.35M | $154.23M | $141.73M |
| Income Before Tax | $114.72M | $100.31M | $93.37M | $92.05M | $100.09M | $100.25M | $102.21M | $121.16M | $133.34M | $122.36M |
| Income Tax Expense | $23.76M | $20.73M | $18.12M | $17.49M | $19.09M | $16.93M | $21.98M | $35.76M | $44.46M | $41.81M |
| Net Income? | $90.96M | $79.59M | $75.25M | $74.56M | $81.01M | $83.32M | $80.24M | $85.41M | $88.88M | $80.55M |
| EPS? | $0.32 | $0.28 | $0.27 | $0.26 | $0.29 | $0.30 | $0.29 | $0.31 | $0.32 | $0.28 |
| Diluted EPS? | $0.32 | $0.28 | $0.26 | $0.26 | $0.29 | $0.30 | $0.28 | $0.31 | $0.32 | $0.28 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality