Financials in USD. Standardized financial statements.
A compact view of how Tectonic Financial, Inc. turns revenue into operating income and net income.
| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $72.24M | $65.88M | $66.26M | $60.17M | $47.62M | $40.30M | $35.14M | $20.64M | $22.22M | $22.32M |
| Revenue Growth? | +9.7% | -0.6% | +10.1% | +26.3% | +18.2% | +14.7% | +70.3% | -7.1% | -0.4% | 0.0% |
| Cost of Revenue? | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $72.24M | $65.88M | $33.38M | $29.38M | $47.62M | $40.30M | $35.14M | $20.64M | $22.22M | $22.32M |
| Gross Margin? | +100.0% | +100.0% | +50.4% | +48.8% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $41.98M | $36.58M | $44.80M | $38.33M | $33.70M | $30.52M | $24.51M | $17.11M | $16.04M | $17.22M |
| Operating Income? | $30.27M | $29.29M | $21.45M | $21.84M | $13.92M | $9.78M | $10.63M | $11.20M | $14.59M | $15.55M |
| EBITDA? | $0 | -$1.55M | -$1.55M | -$1.55M | -$1.55M | -$1.42M | -$802,000 | -$432,000 | $23.01M | $26.01M |
| Income Before Tax | $18.32M | $19.06M | $21.45M | $21.84M | $13.92M | $9.78M | $10.63M | $3.53M | $6.18M | $5.10M |
| Income Tax Expense | $4.38M | $3.84M | $4.42M | $4.80M | $3.00M | $1.90M | $1.01M | $598,000 | $2.20M | $1.80M |
| Net Income? | $13.94M | $15.22M | $15.48M | $15.48M | $9.37M | $6.46M | $8.82M | $2.93M | $3.98M | $3.29M |
| EPS? | $1.71 | $1.87 | $2.11 | $2.21 | $1.42 | $0.98 | $1.34 | $1.04 | $1.96 | $1.62 |
| Diluted EPS? | $1.68 | $1.87 | $2.11 | $2.20 | $1.42 | $0.98 | $1.34 | $1.04 | $1.96 | $1.63 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality