Financials in USD. Standardized financial statements.
A compact view of how Texas Capital Bancshares, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $2.00B | $1.76B | $1.79B | $1.25B | $987.05M | $1.18B | $1.44B | $1.23B | $938.05M | $762.49M |
| Revenue Growth? | +13.5% | -1.7% | +43.9% | +26.2% | -16.2% | -17.9% | +16.9% | +30.8% | +23.0% | 0.0% |
| Cost of Revenue? | $787.15M | $895.25M | $787.80M | $334.48M | $77.75M | $446.09M | $460.59M | $336.33M | $161.97M | $140.59M |
| Gross Profit? | $1.21B | $865.35M | $1.00B | $910.76M | $909.30M | $731.72M | $974.59M | $890.95M | $776.08M | $621.89M |
| Gross Margin? | +60.6% | +49.2% | +56.0% | +73.1% | +92.1% | +62.1% | +67.9% | +72.6% | +82.7% | +81.6% |
| Operating Expenses? | $768.07M | $758.28M | $756.95M | $479.01M | $571.25M | $639.77M | $578.28M | $517.60M | $450.37M | $380.69M |
| Operating Income? | $443.71M | $107.06M | $246.59M | $431.75M | $338.06M | $91.95M | $396.31M | $373.35M | $325.71M | $241.20M |
| EBITDA? | $480.00M | $161.29M | $287.07M | $477.04M | $431.46M | $166.87M | $433.58M | $405.37M | $353.58M | $263.01M |
| Income Before Tax | $432.71M | $107.06M | $246.59M | $431.75M | $338.06M | $91.95M | $396.31M | $373.35M | $325.71M | $241.20M |
| Income Tax Expense | $102.47M | $29.55M | $57.45M | $99.28M | $84.12M | $25.66M | $84.30M | $79.96M | $128.65M | $86.08M |
| Net Income? | $330.24M | $77.51M | $189.14M | $332.48M | $253.94M | $66.29M | $312.01M | $293.39M | $197.06M | $155.12M |
| EPS? | $6.87 | $1.29 | $3.58 | $6.25 | $4.65 | $1.12 | $6.23 | $5.83 | $3.78 | $3.14 |
| Diluted EPS? | $6.80 | $1.28 | $3.54 | $6.18 | $4.60 | $1.12 | $6.21 | $5.79 | $3.73 | $3.11 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality