Financials in USD. Standardized financial statements.
A compact view of how Territorial Bancorp Inc. turns revenue into operating income and net income.
| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $36.40M | $45.10M | $59.70M | $60.50M | $64.37M | $66.37M | $62.94M | $62.59M | $62.32M | $61.49M |
| Revenue Growth? | -19.3% | -24.4% | -1.3% | -6.0% | -3.0% | +5.5% | +0.6% | +0.4% | +1.4% | 0.0% |
| Cost of Revenue? | $0 | -$3,000 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $36.40M | $45.10M | $59.70M | $60.50M | $64.37M | $66.37M | $62.94M | $62.59M | $62.32M | $61.49M |
| Gross Margin? | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $39.28M | $37.29M | $4.25M | -$36.69M | -$39.05M | -$38.07M | -$24.08M | -$26.94M | -$27.34M | -$30.44M |
| Operating Income? | -$2.87M | $6.84M | $25.57M | $23.80M | $25.32M | $28.31M | $38.85M | $35.65M | $34.98M | $31.05M |
| EBITDA? | $0 | $10.75M | $25.60M | $28.02M | $29.83M | $32.24M | $26.58M | $27.19M | $28.27M | $25.83M |
| Income Before Tax | -$6.71M | $6.84M | $21.47M | $23.80M | $25.32M | $28.31M | $25.32M | $26.06M | $27.13M | $24.53M |
| Income Tax Expense | -$2.42M | $1.81M | $5.32M | $6.37M | $6.71M | $6.31M | $6.11M | $11.10M | $10.79M | $9.79M |
| Net Income? | -$4.30M | $5.03M | $16.16M | $17.43M | $18.61M | $22.00M | $19.21M | $14.96M | $16.35M | $14.75M |
| EPS? | $-0.50 | $0.58 | $1.81 | $1.92 | $2.03 | $2.38 | $2.08 | $1.61 | $1.80 | $1.63 |
| Diluted EPS? | $-0.50 | $0.57 | $1.80 | $1.91 | $2.01 | $2.34 | $2.04 | $1.57 | $1.76 | $1.59 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality