Financials in USD. Standardized financial statements.
A compact view of how Swedbank AB (publ) turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $119.82B | $144.06B | $131.14B | $64.54B | $49.66B | $51.86B | $54.51B | $51.21B | $47.58B | $54.25B |
| Revenue Growth? | -16.8% | +9.9% | +103.2% | +30.0% | -4.2% | -4.9% | +6.4% | +7.6% | -12.3% | 0.0% |
| Cost of Revenue? | $46.45B | $70.73B | $58.89B | $13.25B | $2.96B | $6.77B | $9.44B | $8.70B | $7.28B | $16.05B |
| Gross Profit? | $67.90B | $73.33B | $72.25B | $51.29B | $46.70B | $45.09B | $45.07B | $42.51B | $40.30B | $38.20B |
| Gross Margin? | +56.7% | +50.9% | +55.1% | +79.5% | +94.0% | +86.9% | +82.7% | +83.0% | +84.7% | +70.4% |
| Operating Expenses? | $26.64B | $29.14B | $28.63B | $24.53B | $20.89B | $28.31B | $20.65B | $15.96B | $15.99B | $14.44B |
| Operating Income? | $38.78B | $44.19B | $43.62B | $26.76B | $25.82B | $16.78B | $24.42B | $26.55B | $24.31B | $23.76B |
| EBITDA? | $43.48B | $47.15B | $45.63B | $29.58B | $27.50B | $18.36B | $26.06B | $27.55B | $25.08B | $24.43B |
| Income Before Tax | $38.04B | $44.19B | $43.62B | $26.76B | $25.82B | $16.78B | $24.42B | $26.55B | $24.31B | $23.76B |
| Income Tax Expense | $8.50B | $9.32B | $9.49B | $5.40B | $4.95B | $3.85B | $4.71B | $5.37B | $4.94B | $4.21B |
| Net Income? | $32.76B | $34.87B | $34.13B | $21.36B | $20.87B | $12.93B | $19.70B | $21.16B | $19.35B | $19.54B |
| EPS? | $29.14 | $30.99 | $30.27 | $19.03 | $18.62 | $11.55 | $17.62 | $18.96 | $17.38 | $17.60 |
| Diluted EPS? | $28.98 | $30.86 | $30.27 | $18.98 | $18.56 | $11.51 | $17.56 | $18.89 | $17.30 | $17.50 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality