Financials in USD. Standardized financial statements.
A compact view of how SpareBank 1 SMN turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $16.33B | $16.06B | $13.85B | $8.30B | $6.19B | $6.98B | $7.24B | $6.58B | $6.15B | $5.79B |
| Revenue Growth? | +1.7% | +15.9% | +66.9% | +34.1% | -11.4% | -3.5% | +10.1% | +6.9% | +6.2% | 0.0% |
| Cost of Revenue? | $8.28B | $8.19B | $6.63B | $2.98B | $1.11B | $1.44B | $1.94B | $1.65B | $1.60B | $1.67B |
| Gross Profit? | $8.05B | $7.87B | $7.22B | $5.32B | $5.08B | $5.55B | $5.30B | $4.92B | $4.55B | $4.12B |
| Gross Margin? | +49.3% | +49.0% | +52.1% | +64.1% | +82.1% | +79.4% | +73.2% | +74.9% | +74.0% | +71.2% |
| Operating Expenses? | $2.60B | $2.22B | $2.73B | $2.00B | $1.81B | $3.18B | $2.22B | $2.47B | $2.27B | $2.10B |
| Operating Income? | $5.45B | $5.65B | $4.48B | $3.32B | $3.27B | $2.37B | $3.08B | $2.45B | $2.28B | $2.03B |
| EBITDA? | $5.64B | $5.83B | $4.64B | $3.44B | $3.45B | $2.54B | $3.25B | $2.55B | $2.38B | $2.13B |
| Income Before Tax | $5.45B | $5.65B | $4.48B | $3.32B | $3.27B | $2.37B | $3.08B | $2.45B | $2.28B | $2.03B |
| Income Tax Expense | $1.07B | $1.05B | $904.00M | $718.00M | $563.00M | $400.00M | $518.00M | $509.00M | $450.00M | $352.00M |
| Net Income? | $4.28B | $4.49B | $3.61B | $2.65B | $2.74B | $1.85B | $2.51B | $2.06B | $1.80B | $1.64B |
| EPS? | $19.08 | $20.10 | $10.88 | $11.44 | $11.77 | $8.80 | $12.14 | $15.89 | $8.71 | $7.93 |
| Diluted EPS? | $19.08 | $20.10 | $26.17 | $11.44 | $11.77 | $8.80 | $12.14 | $15.89 | $8.71 | $7.93 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality