Financials in USD. Standardized financial statements.
A compact view of how SpareBank 1 Nord-Norge turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| Revenue? | $980.79M | $855.28M | $509.96M | $408.42M | $487.69M | $434.73M | $530.31M |
| Revenue Growth? | +14.7% | +67.7% | +24.9% | -16.3% | +12.2% | -18.0% | 0.0% |
| Cost of Revenue? | $396.52M | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $584.27M | $572.27M | $501.79M | $408.42M | $487.69M | $434.73M | $530.31M |
| Gross Margin? | +59.6% | +66.9% | +98.4% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $218.58M | $96.89M | $98.43M | $86.15M | $106.21M | $101.34M | $90.24M |
| Operating Income? | $424.18M | $323.70M | $411.53M | $322.26M | $409.19M | $333.39M | $205.64M |
| EBITDA? | $373.13M | $323.70M | $335.46M | $229.59M | $267.97M | $180.80M | $219.29M |
| Income Before Tax | $364.01M | $323.70M | $322.16M | $241.31M | $317.05M | $245.12M | $188.68M |
| Income Tax Expense | $81.48M | $74.56M | $71.36M | $52.30M | $56.52M | $42.05M | $46.54M |
| Net Income? | $339.12M | $147.79M | $114.74M | $86.21M | $119.87M | $92.50M | $107.31M |
| EPS? | $1.52 | $1.47 | $11.64 | $0.86 | $1.19 | $0.92 | $1.07 |
| Diluted EPS? | $1.52 | $1.47 | $11.64 | $0.86 | $1.19 | $0.92 | $1.07 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality