Financials in USD. Standardized financial statements.
A compact view of how Solera National Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $83.83M | $75.25M | $65.19M | $40.88M | $24.94M | $16.64M | $11.49M | $9.05M | $6.52M | $6.00M |
| Revenue Growth? | +11.4% | +15.4% | +59.5% | +63.9% | +49.8% | +44.8% | +27.0% | +38.8% | +8.7% | 0.0% |
| Cost of Revenue? | $30.97M | $30.61M | $26.26M | $4.89M | $856,000 | $1.04M | $1.51M | $1.76M | $1.45M | $1.30M |
| Gross Profit? | $52.86M | $44.64M | $37.40M | $35.99M | $24.08M | $15.60M | $9.98M | $7.28M | $5.07M | $4.70M |
| Gross Margin? | +63.1% | +59.3% | +57.4% | +88.0% | +96.6% | +93.7% | +86.8% | +80.5% | +77.8% | +78.3% |
| Operating Expenses? | $21.85M | $20.11M | $16.14M | $14.01M | $9.40M | $7.92M | $5.39M | $4.36M | $3.36M | $3.78M |
| Operating Income? | $31.01M | $24.54M | $21.26M | $21.99M | $14.68M | $7.67M | $4.59M | $2.92M | $1.71M | $918,000 |
| EBITDA? | $32.66M | $25.75M | $22.25M | $22.74M | $15.12M | $7.89M | $4.79M | $3.19M | $1.92M | $1.14M |
| Income Before Tax | $31.01M | $24.54M | $21.26M | $21.99M | $14.68M | $7.67M | $4.59M | $2.92M | $1.71M | $918,000 |
| Income Tax Expense | $8.01M | $6.50M | $4.61M | $3.82M | $3.58M | $1.74M | $1.03M | $690,000 | $1.20M | -$2.21M |
| Net Income? | $23.01M | $18.04M | $16.66M | $18.17M | $11.09M | $5.93M | $3.56M | $2.23M | $509,000 | $3.13M |
| EPS? | $5.35 | $4.19 | $3.87 | $4.25 | $2.58 | $1.42 | $0.87 | $0.63 | $0.19 | $1.15 |
| Diluted EPS? | $5.35 | $4.19 | $3.87 | $4.25 | $2.58 | $1.41 | $0.86 | $0.62 | $0.18 | $1.15 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality