Financials in USD. Standardized financial statements.
A compact view of how Redwood Capital Bancorp turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $27.87M | $26.98M | $25.58M | $22.02M | $20.80M | $19.56M | $17.41M | $16.85M | $15.05M | $14.18M |
| Revenue Growth? | +3.3% | +5.5% | +16.2% | +5.9% | +6.3% | +12.4% | +3.3% | +11.9% | +6.2% | 0.0% |
| Cost of Revenue? | $4.85M | $26.98M | $2.16M | $1.26M | $1.43M | $2.75M | $0 | $0 | $0 | $0 |
| Gross Profit? | $23.02M | $21.58M | $23.42M | $20.76M | $19.38M | $16.81M | $17.41M | $16.85M | $15.05M | $14.18M |
| Gross Margin? | +82.6% | +80.0% | +91.6% | +94.3% | +93.1% | +85.9% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $15.84M | $10.19M | $13.68M | $12.41M | $11.68M | $10.58M | $3.83M | $3.47M | $3.19M | $3.21M |
| Operating Income? | $7.17M | $11.40M | $9.75M | $8.36M | $7.70M | $6.23M | $5.64M | $5.68M | $5.03M | $4.52M |
| EBITDA? | $7.17M | $7.23M | $10.29M | $8.99M | $8.68M | $7.04M | $737,116 | $699,861 | $639,882 | $5.08M |
| Income Before Tax | $7.17M | $7.23M | $9.75M | $8.36M | $7.70M | $6.23M | $5.64M | $5.68M | $5.03M | $4.49M |
| Income Tax Expense | $1.99M | $1.95M | $2.70M | $2.33M | $2.11M | $1.83M | $1.52M | $1.54M | $2.47M | $1.80M |
| Net Income? | $5.18M | $5.27M | $7.04M | $6.02M | $5.59M | $4.41M | $4.11M | $4.14M | $2.57M | $2.69M |
| EPS? | $2.77 | $2.70 | $3.61 | $3.06 | $2.87 | $2.28 | $2.13 | $2.14 | $1.34 | $1.42 |
| Diluted EPS? | $2.77 | $2.70 | $3.58 | $3.03 | $2.82 | $2.28 | $2.10 | $2.12 | $1.32 | $1.40 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality