Financials in USD. Standardized financial statements.
A compact view of how Radian Group Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $1.25B | $1.29B | $1.24B | $1.19B | $1.33B | $1.44B | $1.53B | $1.27B | $1.22B | $1.24B |
| Revenue Growth? | -3.4% | +4.0% | +4.2% | -10.4% | -7.7% | -5.7% | +19.9% | +4.2% | -1.4% | 0.0% |
| Cost of Revenue? | $96.10M | $63.07M | $20.54M | -$231.96M | $153.62M | $602.17M | $265.67M | $228.03M | $264.03M | $340.44M |
| Gross Profit? | $1.15B | $1.23B | $1.22B | $1.42B | $1.18B | $837.70M | $1.26B | $1.04B | $957.60M | $898.01M |
| Gross Margin? | +92.3% | +95.1% | +98.3% | +119.5% | +88.4% | +58.2% | +82.6% | +82.1% | +78.4% | +72.5% |
| Operating Expenses? | $387.50M | $456.29M | $452.56M | $469.91M | $410.56M | $358.26M | $412.29M | $360.79M | $610.86M | $414.32M |
| Operating Income? | $763.15M | $771.29M | $767.49M | $952.78M | $764.83M | $479.44M | $848.99M | $684.19M | $346.74M | $483.69M |
| EBITDA? | $872.38M | $953.78M | $946.10M | $1.11B | $924.76M | $622.32M | $978.03M | $814.77M | $495.33M | $635.83M |
| Income Before Tax | $763.15M | $771.29M | $767.49M | $952.78M | $764.83M | $479.44M | $848.99M | $684.19M | $346.74M | $483.69M |
| Income Tax Expense | $164.99M | $166.85M | $164.37M | $209.84M | $164.16M | $85.81M | $176.68M | $78.17M | $225.65M | $175.43M |
| Net Income? | $582.80M | $604.44M | $603.12M | $742.93M | $600.67M | $393.63M | $672.31M | $606.01M | $121.09M | $308.25M |
| EPS? | $4.18 | $3.96 | $3.81 | $4.42 | $3.19 | $2.01 | $3.22 | $2.83 | $0.56 | $1.46 |
| Diluted EPS? | $4.14 | $3.92 | $3.77 | $4.35 | $3.16 | $2.00 | $3.20 | $2.77 | $0.55 | $1.37 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality