Financials in USD. Standardized financial statements.
A compact view of how River City Bank turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $281.98M | $143.75M | $121.15M | $100.15M | $115.90M | $73.45M | $68.73M | $62.20M | $61.47M | $50.32M |
| Revenue Growth? | +96.2% | +18.6% | +21.0% | -13.6% | +57.8% | +6.9% | +10.5% | +1.2% | +22.2% | 0.0% |
| Cost of Revenue? | $142.41M | $0 | $0 | $0 | $12.60M | -$19.46M | $0 | $0 | -$10.29M | -$8.18M |
| Gross Profit? | $139.57M | $143.75M | $121.15M | $100.15M | $103.30M | $105.31M | $62.73M | $59.45M | $71.76M | $58.50M |
| Gross Margin? | +49.5% | +100.0% | +100.0% | +100.0% | +89.1% | +143.4% | +91.3% | +95.6% | +116.7% | +116.3% |
| Operating Expenses? | $44.48M | $31.98M | $28.25M | $27.38M | $40.37M | $28.86M | $68.73M | $62.20M | $63.67M | $54.28M |
| Operating Income? | $95.09M | $103.66M | $85.25M | $67.12M | $62.94M | $49.31M | $35.31M | $38.26M | $35.91M | $29.17M |
| EBITDA? | $95.09M | $95.98M | $86.42M | $71.60M | $69.54M | $47.29M | $36.12M | $36.18M | $38.51M | $29.19M |
| Income Before Tax | $95.09M | $103.66M | $85.25M | $67.12M | $62.94M | $44.59M | $35.30M | $33.94M | $35.91M | $24.96M |
| Income Tax Expense | $26.68M | $30.26M | $24.92M | $19.30M | $18.46M | $12.97M | $9.99M | $9.94M | $19.23M | $10.06M |
| Net Income? | $68.42M | $73.40M | $60.34M | $47.82M | $44.48M | $31.63M | $25.31M | $24.00M | $16.68M | $14.90M |
| EPS? | $4.69 | $4.99 | $4.05 | $3.22 | $3.01 | $2.16 | $1.73 | $1.65 | $1.21 | $1.13 |
| Diluted EPS? | $4.69 | $4.99 | $4.05 | $3.22 | $3.01 | $2.16 | $1.73 | $1.65 | $1.15 | $1.03 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality