Financials in USD. Standardized financial statements.
A compact view of how Republic Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $521.34M | $499.79M | $421.56M | $316.22M | $310.02M | $335.01M | $343.19M | $315.13M | $273.20M | $227.36M |
| Revenue Growth? | +4.3% | +18.6% | +33.3% | +2.0% | -7.5% | -2.4% | +8.9% | +15.3% | +20.2% | 0.0% |
| Cost of Revenue? | $135.44M | $175.21M | $114.91M | $29.84M | $20.47M | $51.22M | $70.52M | $61.49M | $47.96M | $32.43M |
| Gross Profit? | $385.90M | $324.58M | $306.65M | $286.38M | $289.55M | $283.79M | $272.68M | $253.63M | $225.24M | $194.93M |
| Gross Margin? | +74.0% | +64.9% | +72.7% | +90.6% | +93.4% | +84.7% | +79.5% | +80.5% | +82.4% | +85.7% |
| Operating Expenses? | $220.19M | $196.88M | $193.43M | $169.53M | $178.10M | $181.15M | $159.48M | $159.37M | $146.86M | $125.97M |
| Operating Income? | $165.71M | $127.70M | $113.21M | $116.84M | $111.44M | $102.63M | $113.19M | $94.26M | $78.39M | $68.96M |
| EBITDA? | $165.71M | $142.33M | $128.22M | $134.90M | $129.75M | $116.11M | $124.25M | $105.04M | $88.36M | $78.02M |
| Income Before Tax | $165.71M | $127.70M | $113.21M | $116.84M | $111.44M | $102.63M | $113.19M | $94.26M | $78.39M | $68.96M |
| Income Tax Expense | $34.39M | $26.33M | $22.84M | $25.74M | $23.83M | $19.39M | $21.49M | $16.41M | $32.75M | $23.06M |
| Net Income? | $131.32M | $101.37M | $90.37M | $91.11M | $87.61M | $83.25M | $91.70M | $77.85M | $45.63M | $45.90M |
| EPS? | $6.65 | $5.21 | $4.61 | $4.59 | $4.25 | $3.99 | $4.40 | $3.76 | $2.18 | $2.19 |
| Diluted EPS? | $6.63 | $5.18 | $4.55 | $4.57 | $4.26 | $3.99 | $4.39 | $3.74 | $2.17 | $2.19 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality