Financials in USD. Standardized financial statements.
A compact view of how Raiffeisen Bank International AG turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $13.10B | $13.59B | $13.74B | $11.81B | $6.90B | $6.32B | $7.13B | $6.76B | $6.78B | $5.79B |
| Revenue Growth? | -3.6% | -1.1% | +16.3% | +71.3% | +9.1% | -11.4% | +5.5% | -0.2% | +17.0% | 0.0% |
| Cost of Revenue? | $3.95B | $4.70B | $4.92B | $2.20B | $1.27B | $1.25B | $1.64B | $1.43B | $1.45B | $1.13B |
| Gross Profit? | $9.15B | $8.89B | $8.82B | $9.61B | $5.63B | $5.07B | $5.50B | $5.34B | $5.33B | $4.66B |
| Gross Margin? | +69.8% | +65.4% | +64.2% | +81.3% | +81.6% | +80.2% | +77.0% | +78.9% | +78.6% | +80.5% |
| Operating Expenses? | $3.25B | $5.90B | $5.41B | $5.41B | $3.84B | $3.89B | $3.73B | $3.58B | $3.72B | $3.78B |
| Operating Income? | $2.63B | $2.98B | $3.41B | $4.20B | $1.79B | $1.18B | $1.77B | $1.75B | $1.61B | $885.60M |
| EBITDA? | $2.82B | $3.45B | $3.91B | $4.75B | $2.19B | $1.63B | $2.21B | $2.06B | $1.89B | $1.18B |
| Income Before Tax | $2.63B | $2.98B | $3.41B | $4.20B | $1.79B | $1.18B | $1.77B | $1.75B | $1.61B | $885.60M |
| Income Tax Expense | $1.01B | $953.00M | $958.00M | $859.00M | $368.00M | $321.00M | $402.19M | $355.38M | $366.05M | $311.98M |
| Net Income? | $1.37B | $1.16B | $2.39B | $3.63B | $1.37B | $804.00M | $1.23B | $1.27B | $1.12B | $463.10M |
| EPS? | $3.82 | $3.19 | $6.94 | $10.74 | $3.89 | $2.22 | $3.54 | $3.68 | $3.34 | $1.58 |
| Diluted EPS? | $3.82 | $3.19 | $6.94 | $10.74 | $3.89 | $2.22 | $3.54 | $3.68 | $3.34 | $1.58 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality