Financials in USD. Standardized financial statements.
A compact view of how Provident Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $94.24M | $96.20M | $84.55M | $69.27M | $63.95M | $55.65M | $46.52M | $45.74M | $33.33M | $29.26M |
| Revenue Growth? | -2.0% | +13.8% | +22.0% | +8.3% | +14.9% | +19.6% | +1.7% | +37.2% | +13.9% | 0.0% |
| Cost of Revenue? | $39.97M | $31.45M | $60.73M | $7.26M | $11.53M | $13.47M | $8.54M | $6.66M | $3.49M | $2.98M |
| Gross Profit? | $54.27M | $64.76M | $23.82M | $62.01M | $52.42M | $42.17M | $37.98M | $39.08M | $29.84M | $26.28M |
| Gross Margin? | +57.6% | +67.3% | +28.2% | +89.5% | +82.0% | +75.8% | +81.6% | +85.4% | +89.5% | +89.8% |
| Operating Expenses? | $44.89M | $49.98M | $51.08M | $39.92M | $35.81M | $27.56M | $25.41M | $23.75M | $20.48M | $21.09M |
| Operating Income? | $9.38M | $14.78M | -$27.26M | $22.09M | $16.61M | $14.62M | $12.56M | $15.33M | $9.36M | $5.19M |
| EBITDA? | $10.46M | $15.87M | -$26.16M | $23.12M | $17.70M | $16.01M | $13.48M | $16.14M | $10.20M | $5.90M |
| Income Before Tax | $9.38M | $14.78M | -$27.26M | $22.09M | $16.61M | $14.62M | $12.56M | $15.33M | $9.36M | $5.19M |
| Income Tax Expense | $2.11M | $3.82M | -$5.79M | $5.95M | $4.63M | $3.81M | $3.24M | $7.42M | $3.02M | $1.36M |
| Net Income? | $7.27M | $10.95M | -$21.47M | $16.14M | $11.98M | $10.81M | $9.32M | $7.92M | $6.34M | $3.82M |
| EPS? | $0.43 | $0.66 | $-1.30 | $0.96 | $0.66 | $0.60 | $1.01 | $0.86 | $0.69 | $0.38 |
| Diluted EPS? | $0.43 | $0.66 | $-1.30 | $0.93 | $0.66 | $0.60 | $1.00 | $0.86 | $0.69 | $0.38 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality