Financials in USD. Standardized financial statements.
A compact view of how Provident Financial Holdings, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $60.16M | $58.67M | $50.07M | $39.45M | $39.77M | $46.98M | $56.89M | $64.61M | $73.24M | $76.36M |
| Revenue Growth? | +2.5% | +17.2% | +26.9% | -0.8% | -15.3% | -17.4% | -11.9% | -11.8% | -4.1% | 0.0% |
| Cost of Revenue? | $20.49M | $19.74M | $9.38M | $673,000 | $3.85M | $7.17M | $5.73M | $5.88M | $5.64M | $5.26M |
| Gross Profit? | $39.67M | $38.93M | $40.69M | $38.77M | $35.92M | $39.80M | $51.16M | $58.73M | $67.60M | $71.11M |
| Gross Margin? | +65.9% | +66.3% | +81.3% | +98.3% | +90.3% | +84.7% | +89.9% | +90.9% | +92.3% | +93.1% |
| Operating Expenses? | $30.79M | $28.54M | $28.27M | $25.91M | $25.73M | $28.90M | $45.24M | $53.20M | $58.78M | $58.26M |
| Operating Income? | $8.87M | $10.39M | $12.42M | $12.86M | $10.19M | $10.90M | $5.92M | $5.53M | $8.82M | $12.85M |
| EBITDA? | $12.36M | $13.54M | $15.60M | $17.71M | $16.45M | $14.29M | $8.99M | $8.66M | $11.46M | $14.76M |
| Income Before Tax | $8.87M | $10.39M | $12.42M | $12.86M | $10.19M | $10.90M | $5.92M | $5.53M | $8.82M | $12.85M |
| Income Tax Expense | $2.62M | $3.04M | $3.82M | $3.77M | $2.63M | $3.21M | $1.50M | $3.40M | $3.61M | $5.37M |
| Net Income? | $6.25M | $7.35M | $8.59M | $9.09M | $7.56M | $7.69M | $4.42M | $2.13M | $5.21M | $7.47M |
| EPS? | $0.93 | $1.06 | $1.20 | $1.23 | $1.01 | $1.03 | $0.59 | $0.28 | $0.66 | $0.92 |
| Diluted EPS? | $0.93 | $1.06 | $1.19 | $1.22 | $1.00 | $1.01 | $0.58 | $0.28 | $0.64 | $0.90 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality