Financials in USD. Standardized financial statements.
A compact view of how Primerica, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $3.23B | $3.09B | $2.75B | $2.66B | $2.71B | $2.22B | $2.05B | $1.90B | $1.69B | $1.52B |
| Revenue Growth? | +4.4% | +12.4% | +3.4% | -1.9% | +22.2% | +8.0% | +8.0% | +12.5% | +11.2% | 0.0% |
| Cost of Revenue? | $628.54M | $1.78B | $1.65B | $1.62B | $1.65B | $1.44B | $1.31B | $229.61M | $189.30M | $181.62M |
| Gross Profit? | $2.60B | $1.31B | $1.10B | $1.03B | $1.06B | $780.76M | $743.07M | $1.67B | $1.50B | $1.34B |
| Gross Margin? | +80.5% | +42.3% | +40.1% | +38.9% | +39.0% | +35.2% | +36.2% | +87.9% | +88.8% | +88.0% |
| Operating Expenses? | $1.62B | $368.64M | $331.23M | $314.71M | $412.40M | $274.03M | $265.95M | -$1.45B | -$1.09B | $1.12B |
| Operating Income? | $974.56M | $939.25M | $771.74M | $718.66M | $643.53M | $506.73M | $477.11M | $444.89M | $408.01M | $219.41M |
| EBITDA? | $1.02B | $987.68M | $830.30M | $780.07M | $703.98M | $553.27M | $524.22M | $1.62B | $1.48B | $399.76M |
| Income Before Tax | $974.56M | $939.25M | $771.74M | $718.66M | $643.53M | $506.73M | $477.11M | $416.08M | $379.52M | $337.60M |
| Income Tax Expense | $223.33M | $219.12M | $180.56M | $163.94M | $167.54M | $120.57M | $110.72M | $91.99M | $29.27M | $118.18M |
| Net Income? | $751.23M | $470.52M | $576.60M | $472.07M | $477.36M | $386.16M | $366.39M | $324.09M | $350.25M | $219.41M |
| EPS? | $22.95 | $13.73 | $15.97 | $12.37 | $9.44 | $9.60 | $8.65 | $7.39 | $7.63 | $4.59 |
| Diluted EPS? | $22.91 | $13.71 | $15.94 | $12.33 | $9.42 | $9.57 | $8.62 | $7.37 | $7.61 | $4.59 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality