Financials in USD. Standardized financial statements.
A compact view of how PRA Group, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $1.24B | $1.12B | $815.50M | $966.52M | $1.10B | $1.07B | $995.30M | $877.96M | $821.92M | $832.12M |
| Revenue Growth? | +10.4% | +37.8% | -15.6% | -11.8% | +2.8% | +7.0% | +13.4% | +6.8% | -1.2% | 0.0% |
| Cost of Revenue? | $10.44M | $438.17M | $399.46M | $416.21M | $426.12M | $436.86M | $310.44M | $319.40M | $344.69M | $258.85M |
| Gross Profit? | $1.23B | $685.65M | $416.04M | $550.31M | $669.61M | $628.55M | $684.86M | $558.56M | $477.23M | $573.28M |
| Gross Margin? | +99.2% | +61.0% | +51.0% | +56.9% | +61.1% | +59.0% | +68.8% | +63.6% | +58.1% | +68.9% |
| Operating Expenses? | $809.06M | $345.92M | $315.54M | $264.51M | $294.61M | $278.85M | $437.18M | $373.30M | $263.50M | $353.53M |
| Operating Income? | $420.74M | $339.73M | $100.49M | $285.80M | $375.00M | $349.70M | $247.69M | $185.26M | $213.73M | $219.75M |
| EBITDA? | $18.99M | $209.13M | $10.49M | $170.37M | $266.11M | $226.45M | $278.99M | $233.03M | $204.49M | $236.56M |
| Income Before Tax | -$243.24M | $109.61M | -$82.89M | $154.78M | $250.33M | $208.94M | $117.36M | $89.50M | $160.27M | $135.63M |
| Income Tax Expense | $46.73M | $21.03M | -$16.13M | $36.79M | $54.82M | $41.20M | $19.68M | $13.76M | -$10.85M | $43.58M |
| Net Income? | -$305.14M | $70.60M | -$83.48M | $117.15M | $183.16M | $149.34M | $86.16M | $65.56M | $164.31M | $86.25M |
| EPS? | $-7.79 | $1.79 | $-2.13 | $2.96 | $4.07 | $3.28 | $1.90 | $1.45 | $3.55 | $1.84 |
| Diluted EPS? | $-7.79 | $1.79 | $-2.13 | $2.94 | $4.04 | $3.26 | $1.89 | $1.44 | $3.54 | $1.83 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality