Financials in USD. Standardized financial statements.
A compact view of how Peoples Trust Company of St. Albans turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $21.41M | $16.28M | $15.56M | $14.47M | $14.07M | $14.93M | $13.78M | $13.01M | $12.36M | $12.11M |
| Revenue Growth? | +31.5% | +4.6% | +7.5% | +2.9% | -5.8% | +8.4% | +5.9% | +5.3% | +2.1% | 0.0% |
| Cost of Revenue? | $3.52M | $0 | $1.42M | $756,701 | $957,207 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $17.88M | $16.28M | $15.77M | $13.23M | $13.15M | $14.93M | $13.78M | $13.01M | $12.36M | $12.11M |
| Gross Margin? | +83.5% | +100.0% | +101.4% | +91.4% | +93.5% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $13.17M | $11.75M | $12.49M | $10.87M | $9.88M | $8.19M | $3.05M | $2.36M | $2.04M | $2.66M |
| Operating Income? | $4.72M | $4.52M | $3.28M | $2.36M | $2.70M | $2.25M | $2.24M | $2.02M | $2.07M | $1.77M |
| EBITDA? | $5.14M | $0 | $0 | $0 | $3.17M | $2.71M | -$469,854 | -$726,088 | $2.50M | $2.22M |
| Income Before Tax | $4.72M | $4.34M | $3.28M | $2.36M | $2.74M | $2.23M | $2.24M | $2.02M | $2.07M | $1.77M |
| Income Tax Expense | $573,236 | $724,190 | $435,000 | $286,804 | $421,484 | $40,043 | $75,794 | $161,857 | $585,153 | $294,553 |
| Net Income? | $4.14M | $3.62M | $2.84M | $2.07M | $2.32M | $2.19M | $2.16M | $1.86M | $1.48M | $1.48M |
| EPS? | $7.72 | $6.66 | $5.19 | $3.71 | $4.06 | $3.81 | $3.64 | $3.10 | $2.44 | $2.39 |
| Diluted EPS? | $7.72 | $6.66 | $5.19 | $3.71 | $4.06 | $3.81 | $3.64 | $3.10 | $2.44 | $2.39 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality