Financials in USD. Standardized financial statements.
A compact view of how Pinnacle Financial Partners, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $2.92B | $2.85B | $2.47B | $1.55B | $1.22B | $1.20B | $1.20B | $1.05B | $714.95M | $431.11M |
| Revenue Growth? | +2.4% | +15.3% | +59.7% | +27.4% | +1.4% | +0.3% | +13.9% | +46.8% | +65.8% | 0.0% |
| Cost of Revenue? | $996.13M | $1.45B | $1.18B | $312.57M | $114.94M | $403.07M | $329.08M | $244.75M | $116.50M | $56.94M |
| Gross Profit? | $1.93B | $1.40B | $1.29B | $1.24B | $1.10B | $796.05M | $866.21M | $804.78M | $598.45M | $374.16M |
| Gross Margin? | +65.9% | +49.1% | +52.1% | +79.8% | +90.5% | +66.4% | +72.5% | +76.7% | +83.7% | +86.8% |
| Operating Expenses? | $1.15B | $819.46M | $575.79M | $539.23M | $449.18M | $424.70M | $368.67M | $354.83M | $300.46M | $182.78M |
| Operating Income? | $779.88M | $581.21M | $714.01M | $697.49M | $651.90M | $371.36M | $497.54M | $449.95M | $297.99M | $191.38M |
| EBITDA? | $837.81M | $679.79M | $792.70M | $759.79M | $705.16M | $416.56M | $505.88M | $426.34M | $274.37M | $191.57M |
| Income Before Tax | $779.88M | $581.21M | $714.01M | $697.49M | $651.90M | $371.36M | $497.54M | $449.95M | $297.99M | $191.38M |
| Income Tax Expense | $137.78M | $106.15M | $151.85M | $136.75M | $124.58M | $59.04M | $96.66M | $90.51M | $124.01M | $64.16M |
| Net Income? | $642.10M | $475.06M | $562.15M | $560.74M | $527.32M | $312.32M | $400.88M | $359.44M | $173.98M | $127.22M |
| EPS? | $8.15 | $6.01 | $7.20 | $7.20 | $6.79 | $4.04 | $5.25 | $4.66 | $2.73 | $2.96 |
| Diluted EPS? | $8.09 | $5.96 | $7.14 | $7.17 | $6.75 | $4.03 | $5.22 | $4.64 | $2.70 | $2.91 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality