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Phoenix Group Holdings plc
PHNX.LFinancial ServicesLSEGB
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | £18.24B | 1.0% | £182.43M | £3.85B | N/A |
| 2027 | £18.77B | 1.0% | £187.72M | £3.96B | £3.60B |
| 2028 | £19.32B | 1.0% | £193.16M | £4.08B | £3.37B |
| 2029 | £19.88B | 1.0% | £198.77M | £4.19B | £3.15B |
| 2030 | £20.45B | 1.0% | £204.53M | £4.32B | £2.95B |
| 2031 | £21.05B | 1.0% | £210.46M | £4.44B | £2.76B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | -£0.47 | 2025-12-31 |
| EPS growth | +58.0% | Forecast years: 5 |
| Future EPS | N/A | EPS × (1 + G)^5 |
| Base P/E | 4 | P/E |
| Future price | N/A | Future EPS × P/E |
| Fair value today | N/A | PV @ 10.0% |
| 30% safety price | N/A | Margin of safety |
| 50% safety price | N/A | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | £5,930.43 | £6,581.06 | £7,468.27 |
| 10.0% | £5,269.57 | £5,749.26 | £6,376.55 |
| 11.0% | £4,748.00 | £5,113.23 | £5,575.87 |