Financials in USD. Standardized financial statements.
A compact view of how Provident Financial Services, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $1.38B | $1.14B | $695.65M | $553.97M | $489.15M | $435.74M | $435.26M | $418.50M | $379.54M | $357.71M |
| Revenue Growth? | +21.3% | +63.9% | +25.6% | +13.3% | +12.3% | +0.1% | +4.0% | +10.3% | +6.1% | 0.0% |
| Cost of Revenue? | $515.79M | $533.09M | $244.53M | $53.63M | $13.49M | $82.27M | $86.60M | $82.85M | $51.24M | $49.15M |
| Gross Profit? | $866.82M | $607.16M | $451.12M | $500.34M | $475.66M | $353.47M | $348.67M | $335.65M | $328.30M | $308.56M |
| Gross Margin? | +62.7% | +53.2% | +64.8% | +90.3% | +97.2% | +81.1% | +80.1% | +80.2% | +86.5% | +86.3% |
| Operating Expenses? | $458.66M | $457.55M | $275.34M | $260.23M | $248.54M | $225.91M | $201.58M | $191.74M | $187.82M | $183.78M |
| Operating Income? | $408.16M | $149.62M | $175.78M | $240.11M | $227.12M | $127.55M | $147.09M | $143.92M | $140.48M | $124.78M |
| EBITDA? | $408.16M | $204.20M | $197.97M | $263.81M | $249.85M | $147.59M | $165.96M | $154.02M | $152.10M | $137.54M |
| Income Before Tax | $408.16M | $149.62M | $175.78M | $240.11M | $227.12M | $127.55M | $147.09M | $143.92M | $140.48M | $124.78M |
| Income Tax Expense | $117.00M | $34.09M | $47.38M | $64.46M | $59.20M | $30.60M | $34.45M | $25.53M | $46.53M | $36.98M |
| Net Income? | $291.16M | $115.53M | $128.40M | $175.65M | $167.92M | $96.95M | $112.63M | $118.39M | $93.95M | $87.80M |
| EPS? | $2.23 | $1.05 | $1.72 | $2.35 | $2.20 | $1.39 | $1.74 | $1.82 | $1.46 | $1.38 |
| Diluted EPS? | $2.23 | $1.05 | $1.71 | $2.35 | $2.19 | $1.39 | $1.74 | $1.82 | $1.45 | $1.38 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality