Financials in USD. Standardized financial statements.
A compact view of how Peoples Financial Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $27.51M | $39.45M | $38.90M | $30.10M | $26.41M | $25.90M | $27.09M | $25.82M | $25.16M | $24.67M |
| Revenue Growth? | -30.3% | +1.4% | +29.2% | +14.0% | +2.0% | -4.4% | +4.9% | +2.6% | +2.0% | 0.0% |
| Cost of Revenue? | $3,000 | $9.48M | $5.88M | $2.24M | -$4.83M | $7.58M | $3.25M | $2.78M | $1.54M | $1.59M |
| Gross Profit? | $27.51M | $29.97M | $33.02M | $27.86M | $31.25M | $18.32M | $23.85M | $23.04M | $23.62M | $23.08M |
| Gross Margin? | +100.0% | +76.0% | +84.9% | +92.6% | +118.3% | +70.7% | +88.0% | +89.2% | +93.9% | +93.5% |
| Operating Expenses? | $22.70M | $21.59M | $21.73M | $21.35M | $22.27M | $20.88M | $22.17M | $22.45M | $21.94M | $22.83M |
| Operating Income? | $4.81M | $8.38M | $11.29M | $6.51M | $8.97M | -$2.56M | $1.68M | $593,000 | $1.68M | $245,000 |
| EBITDA? | $6.44M | $10.12M | $12.90M | $8.20M | $10.65M | -$747,000 | $3.59M | $2.56M | $3.59M | $2.07M |
| Income Before Tax | $4.81M | $8.38M | $11.29M | $6.51M | $8.97M | -$2.56M | $1.68M | $593,000 | $1.68M | $245,000 |
| Income Tax Expense | $900,000 | -$13.32M | $2.12M | -$2.43M | $62,000 | $0 | $0 | -$36,000 | -$1.08M | $78,000 |
| Net Income? | $3.91M | $21.70M | $9.17M | $8.94M | $8.91M | -$2.56M | $1.68M | $629,000 | $2.76M | $167,000 |
| EPS? | $0.85 | $4.66 | $1.96 | $1.91 | $1.84 | $-0.56 | $0.34 | $0.13 | $0.54 | $0.03 |
| Diluted EPS? | $0.85 | $4.66 | $1.96 | $1.91 | $1.84 | $-0.56 | $0.34 | $0.13 | $0.54 | $0.03 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality