Financials in USD. Standardized financial statements.
A compact view of how Peoples Bancorp of North Carolina, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $114.60M | $97.79M | $85.78M | $70.72M | $63.88M | $64.59M | $63.51M | $57.52M | $53.57M | $52.64M |
| Revenue Growth? | +17.2% | +14.0% | +21.3% | +10.7% | -1.1% | +1.7% | +10.4% | +7.4% | +1.8% | 0.0% |
| Cost of Revenue? | $25.54M | $26.37M | $18.71M | $4.79M | $2.04M | $8.10M | $4.62M | $2.94M | $1.87M | $2.06M |
| Gross Profit? | $89.06M | $71.42M | $67.07M | $65.92M | $61.84M | $56.49M | $58.89M | $54.58M | $51.70M | $50.58M |
| Gross Margin? | +77.7% | +73.0% | +78.2% | +93.2% | +96.8% | +87.5% | +92.7% | +94.9% | +96.5% | +96.1% |
| Operating Expenses? | $63.21M | $50.50M | $47.15M | $45.63M | $42.91M | $42.65M | $41.68M | $38.58M | $37.49M | $38.84M |
| Operating Income? | $25.85M | $20.93M | $19.92M | $20.30M | $18.93M | $13.85M | $17.20M | $16.01M | $14.21M | $11.74M |
| EBITDA? | $25.85M | $23.82M | $23.05M | $26.33M | $24.50M | $18.03M | $21.17M | $20.58M | $19.23M | $17.16M |
| Income Before Tax | $25.85M | $20.93M | $19.92M | $20.30M | $18.93M | $13.85M | $17.20M | $16.01M | $14.21M | $11.74M |
| Income Tax Expense | $6.02M | $4.58M | $4.38M | $4.17M | $3.80M | $2.49M | $3.14M | $2.62M | $3.95M | $2.56M |
| Net Income? | $19.83M | $16.35M | $15.55M | $16.12M | $15.13M | $11.36M | $14.07M | $13.38M | $10.27M | $9.18M |
| EPS? | $2.92 | $3.08 | $2.87 | $2.94 | $2.71 | $1.95 | $2.37 | $2.23 | $1.71 | $1.53 |
| Diluted EPS? | $2.94 | $2.98 | $2.77 | $2.85 | $2.63 | $1.95 | $2.36 | $2.22 | $1.69 | $1.50 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality