Financials in USD. Standardized financial statements.
A compact view of how Ponce Financial Group, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $194.31M | $167.29M | $134.47M | $87.12M | $77.58M | $60.96M | $52.48M | $48.31M | $41.35M | $35.31M |
| Revenue Growth? | +16.1% | +24.4% | +54.3% | +12.3% | +27.3% | +16.2% | +8.6% | +16.8% | +17.1% | 0.0% |
| Cost of Revenue? | $88.42M | $87.49M | $61.57M | $40.20M | $10.97M | $13.81M | $12.62M | $10.74M | $8.50M | $5.88M |
| Gross Profit? | $105.89M | $79.80M | $72.89M | $46.92M | $66.61M | $47.15M | $39.87M | $37.57M | $32.85M | $29.43M |
| Gross Margin? | +54.5% | +47.7% | +54.2% | +53.9% | +85.9% | +77.3% | +76.0% | +77.8% | +79.4% | +83.4% |
| Operating Expenses? | $66.38M | $64.12M | $67.04M | $83.77M | $32.98M | $41.91M | $45.91M | $33.77M | $35.82M | $27.00M |
| Operating Income? | $39.51M | $15.69M | $5.85M | -$36.85M | $33.62M | $5.24M | -$6.05M | $3.80M | -$2.96M | $2.43M |
| EBITDA? | $43.03M | $20.42M | $10.38M | -$32.58M | $36.10M | $7.75M | -$3.83M | $5.60M | -$1.33M | $4.24M |
| Income Before Tax | $38.43M | $15.69M | $5.85M | -$36.85M | $33.62M | $5.24M | -$6.05M | $3.80M | -$2.96M | $2.43M |
| Income Tax Expense | $9.73M | $4.71M | $2.50M | -$6.84M | $8.21M | $1.38M | -$924,000 | $1.12M | $1.42M | $1.00M |
| Net Income? | $28.70M | $10.97M | $3.35M | -$30.00M | $25.41M | $3.85M | -$5.13M | $2.68M | -$4.39M | $1.43M |
| EPS? | $1.21 | $0.46 | $0.15 | $-1.32 | $1.52 | $0.23 | $-0.29 | $0.15 | $-0.16 | $0.17 |
| Diluted EPS? | $1.19 | $0.46 | $0.15 | $-1.32 | $1.51 | $0.23 | $-0.29 | $0.15 | $-0.16 | $0.17 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality